URGENT!
For Those at Risk of Losing Their Home.
Tax Relief Act Ends 12-31-2012
 
What You Should Know?
If you short sale or lose your home after 12-31-2012, you will be taxed on the deficient amount as income.  For Example: If you have  mortgages of $600,000 and the bank receives $300,000.  You may have taxable income of $300,000.
 
Also, on July 15th, 2011, CA Senate Bill 458 No-Recourse Short Sale Bill was passed.  It requires & guarantees you will be forgiven on all debt after a short sale in CA. With less impact on your credit & a shorter recovery time, a short sale is, in our opinion, the best option if a loan modification does not work.
 
Foreclosures should be the last resort.  They can be detrimental to relationships & families emotionally & financially.  Our job is to help you find a solution so that you and your family can move forward.
 
Is This You?
or Someone You Know?
  • Loan modification was declined?
  • Experiencing a financial hardship?
  • Behind on payments?
  • Upside down on your mortgage?
  • Received a notice of default or sale date?
We Help You Decide:
  1. Can You Keep Your Home?
  2. Short Sale or Default?
**Call to discuss your individual needs.**
 
We Can Help!
Our Services Are FREE To You!
 
"Questions about...
Loan Modifications?
Short Sales?
Foreclosures?
Just Call & Ask Us!"
                           
 

 
 


 
 
Mike & Jody Johnson
"We Take The Risk Right Out Of The Equation!"
Realty Experts - Torrey Del Mar
Bus: | Fax: (858)538-0251
Office: 13857 Carmel Valley Rd #A San Diego CA 92130
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